Call us on 01792 881 222
Email us at sales@pontardulaismotorcompany.co.uk
Finance
At Pontardulais Motor Company we know that searching for the right car loan can be a minefield. There's so much choice out there and it's often difficult to know if you are getting the best value for money. We are able to arrange finance quickly and efficiently, normally within an hour.
For further information simply ask for a quotation when you enquire about your vehicle. We are a licensed credit broker and written quotations are available on request. Note that all finance is subject to status and indemnities may be required.
Fixed Rates
Your regular payment will not change during the course of your agreement no matter how much the Bank of England base rate fluctuates.
Low Deposit
We only need a small deposit in some cases as little as 10% on the vast majority of deals.
Easy To Arrange
To take advantage of same day Finance Drive Away the ID required is UK Driving Licence (both parts, plastic card and paper, or if not held then old style), recent bank statement or credit card statement and a utility bill, debit card and credit card if available.
Traditional Finance - HP
Traditional Finance - also know as Hire Purchase (HP) - tends to suit the buyer who intends on keeping the vehicle for longer than the term of the loan. Your deposit is deducted from the total cash price of the vehicle to give a balance that requires financing. Interest is then added and the total of the balance and interest is then repaid in equal instalments throughout the life of the loan via monthly repayments, usually over a 1, 2, 3, 4 or 5-year agreement (whichever you prefer). This is the simplest and most popular method of buying a car with finance. After you've made your final payment at the end of your agreement, the car is yours.
Low deposit - You can choose to either part exchange your current vehicle and use that amount as you deposit, or perhaps use some of your savings as a deposit.
Low Payment Plans - otherwise known as PCP
Low Payment Plan - also knows as Personal Contract Purchase (PCP) - is a popular and flexible method of paying for a vehicle. It is similar to Traditional Finance but the payments are usually lower because there is an optional final payment that reflects a percentage of the anticipated value of the vehicle at the end of the agreement. At the end of the agreement you may pay the final payment, or return the vehicle to the finance company. Most customers part exchange the vehicle when making their next purchase and use the part exchange value of the vehicle to settle the final payment. Choosing to pay for your vehicle this way means you can drive a higher specification vehicle for a lower monthly payment.
Finance subject to status, conditions and availability. Written quotations available on request. The APR is dependant upon your individual circumstances, the term and loan amount.
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